top of page
Forest Lake
SHORT TERM LOAN PROGRAM

Apply for this program if you need help with car repairs, veterinary bills, Delinquent Property Taxes, Home repairs, or other emergency needs.

  • Max Amount to be considered $1500.00 based on the program you are applying for.

  • Max Loan Term 2 Years, Terms based on amount and affordability.

  • There is no interest charge, however, there is a monthly service charge of $3.00 per month

​The Short-Term Loan program provides limited loan amounts, no credit check, no hidden costs, no prepayment penalty,
and no collateral.


We DO NOT pay the applicant(s) directly; any approved proceeds go to
either the Contractor, Repair Shop, Veterinary or approved vendor.

  • Must have verifiable income.

  • Ability to repay. Monthly Payment. Monthly communication from borrower.

This program is designed to:
1. Eliminate use of Pay Day Loans.
2. Address a critical need.
3. To be impactful, have meaningful change.

Income Limits Based on Household Size

To see if you are eligible for this program check your income limit based on household size using the following chart. We are required to use 200% FPL based on household size, for more information please refer to the guidelines here.

Example: Using the 2024 HHS Poverty Guidelines | Household Monthly income needs
to be under $2510 for a Household of 1 | under $3406.66 for a Household of 2

2024 FPL 200% (1).png

Make a Payment on your Loan

To make a payment on your Short Term Loan please click on the link below

bottom of page